List of Banks in Malaysia

Affin Bank Berhad
Alliance Bank Berhad
AmBank Berhad
CIMB Bank Berhad
EON Bank Berhad
Hong Leong Bank Berhad
Malayan Banking Berhad (Maybank)
Public Bank Berhad
RHB Bank Berhad
Citibank
HSBC Bank Malaysia
Oversea-Chinese Banking Corporation (OCBC Bank)
The Standard Chartered Bank (StanChart)
The Bank of Nova Scotia (Scotiabank)
The Royal Bank of Scotland (RBS)-Former ABN Amro
United Overseas Bank (UOB)
Bangkok Bank Berhad
Bank of China Malaysia Berhad
Deutsche Bank Malaysia Berhad
Bank of Tokyo-Mitsubishi UFJ Malaysia Berhad
Bank of America Malaysia Berhad
Industrial and Commercial Bank of China Berhad[1][2]
J.P Morgan Chase Bank Berhad
ANZ National Bank Limited
The Bank of East Asia Ltd (BEA)
The Bank of Tokyo-Mitsubishi UFJ Limited
The Bank of New York Mellon Limited
Credit Suisse Limited
DBS Bank Limited
National Australia Bank (NAB)
The Royal Bank of Scotland Limited
UCO Bank Limited
Deutsche Bank (M) Berhad
JPMorgan Chase & Co.Bank (M) Berhad
Bangkok Bank (M) Berhad
Bank of America (M) Berhad
Bank of China (M) Berhad
Bank of Tokyo-Mitsubishi UFJ (M) Berhad
Affin Bank Berhad
Al-Hidayah Investment Bank(Labuan) Ltd (Labuan Branch)
Aminternational (Labuan) Ltd (Labuan Branch)
AmMerchant Bank Berhad
Bank Islam Malaysia Berhad, (Labuan Offshore Branch)
Bank Muamalat Malaysia Berhad, (Labuan Offshore Branch)
Bank of America National Association Berhad, (Labuan Branch)
The Bank of East Asia Ltd (BEA) (Labuan Branch)
The Bank of Nova Scotia (Labuan Branch)
The Bank of Tokyo-Mitsubishi UFJ Limited (Labuan Branch)
Barclays Bank PLC (Labuan Branch)
BNP Paribas (Labuan Branch)
Calyon (Labuan Branch)
Capital Investment Bank Limited (Labuan)
Cathay United Bank (Labuan)
Consolidated Credit(S)Berhad
CIMB Bank (L) Limited
Citibank Malaysia (L) Limited (Labuan)
City Credit Investment Bank Limited (Labuan)
Commercial IBT (Labuan Branch)
Credit Suisse (Labuan Branch)
DBS Bank Limited (Labuan Branch)
Deutsche Bank AG (Labuan Branch)
Dresdner Bank AG (Labuan Branch)
ECM Libra Investment Bank Limited (Labuan)
The Hongkong and Shanghai Banking Corporation Limited OffshoreBanking Unit (Labuan)
ING Bank NV (Labuan Branch)
The International Commercial Bank of China (Labuan Branch)
J.P. Morgan Malaysia Ltd (Labuan)
J.P. Morgan Chase Bank National Association (Labuan Branch)
KBC Bank NV (Labuan Branch)
Kuwait Finance House Labuan Berhad (Labuan Branch)
Lloyds TSB Bank PLC (Labuan Branch)
Mizuho Corporate Bank Ltd (Labuan Branch)
Macquarie Bank Limited (Labuan Branch)
Maybank International (L) Ltd (Labuan Branch)
Morgan Stanley Labuan Investment Bank Limited (Labuan Branch)
Natexis Banques Populaires (Labuan Branch)
OSK Investment Bank (Labuan) Limited (Labuan)
OCBC Bank Limited (Labuan Branch)
Public Bank (L) Limited (Labuan)
Rabobank Nederland (Labuan Branch)
RHB Bank (L) Ltd (Labuan)
The Royal Bank of Scotland PLC (Labuan Branch)
RUSD Investment Bank Inc (Labuan)
Schroders Malaysia (L) Berhad (Labuan)
Societe Generale (Labuan Branch)
Sumitomo Mitsui Banking Corporation (Labuan Branch)
UBS AG (Labuan Branch)
United Overseas Bank Limited (Labuan Branch)
Affin Investment Bank Berhad
Alliance Investment Bank Berhad
AmInvestment Bank Berhad
CIMB Investment Bank Berhad
ECM Libra Investment Bank Berhad
Hwang-DBS Investment Bank Berhad
KAF Investment Bank Berhad
Kenanga Investment Bank Berhad
Maybank Investment Bank Berhad
MIDF Investment Bank Berhad
MIMB Investment Bank Berhad
OSK Investment Bank Berhad
Public Investment Bank Berhad
RHB Investment Bank Berhad
Southern Investment Bank Berhad
Bank Kerjsama Rakyat Malaysia Berhad
Asian Finance Bank Berhad
Alliance Islamic Bank Berhad
Asian Finance Bank (M) Berhad
Bank Islam Malaysia Berhad
Bank Muamalat Malaysia Berhad
Hong Leong Islamic BankingBerhad
CIMB Islamic Bank Berhad
RHB Islamic Bank Berhad
AmIslamic Bank Berhad
Affin Islamic Bank Berhad
Al Rajhi Banking & Investment Corporation (Malaysia) Berhad
EONCAP Islamic Bank Berhad
Kuwait Finance House (Malaysia) Berhad
Maybank Islamic Berhad
Public Islamic Bank Berhad
Koperasi Bank Persatuan Malaysia Berhad (Bank Persatuan)
HSBC Amanah Malaysia Berhad
OCBC Al-Amin Bank Berhad
Agro Bank Malaysia
Bank Kerjasama Rakyat Malaysia Berhad (Bank Rakyat)
Bank Simpanan Nasional Berhad
Export-Import Bank of Malaysia Berhad (Exim Bank)
Bank Perusahaan Kecil & Sederhana Berhad ((Small Medium Enterprise) SME Bank Berhad)
Sabah Development Bank Berhad (SDB)
Sabah Credit Corporation Berhad
Lembaga Tabung Haji
Credit Guarantee CorporationMalaysia Berhad (CGC)
Malaysian Industrial Development Finance Berhad (MIDF)
Bank Pembangunan MalaysiaBerhad (BPMB) (The development bank of Malaysia)
Standard Chartered Saadiq Berhad

List of banks in United kingdom with phone numbers

AAREAL BANK +44 207 456 9200
ABBEY NATIONAL PLC +44 845 7654321
ABC INTERNATIONAL BANK PLC +44 207 776 4000
ABCUL CREDIT UNION +44 161 832 3694
ABN AMRO BANK +44 207 678 6300
ADAM & COMPANY PLC +44 131 225 8484
AFFINION INTERNATIONAL LIMITED +44 175 375 3377
AFGHAN NATIONAL CREDIT & FINANCE LTD +44 207 348 5980
AHLI UNITED BANK (UK) PLC +44 207 487 6500
AIRDRIE SAVINGS BANK +44 1236 766851
ALLIANCE FUND MANAGERS LIMITED +44 151 236 4040
ALLIANCE & LEICESTER PLC +44 116 201 1000
ALLIANCE TRUST PLC +44 1382 201700
ALLIED BANK PHILIPPINES(UK) PLC +44 207 233 6311
ALLIED IRISH BANK (GB) +44 171 606 4900
ALPHA BANK LONDON LTD +44 207 332 9200
AMC BANK LTD +44 1264 334747
ANGLO IRISH BANK +44 207 710 7000
ANGLO-ROMANIAN BANK LTD +44 207 826 4200
ANSBACHER AND CO LIMITED +44 207 089 4700
ANZ BANK +44 203 229 2121
ARAB BANK PLC +44 207 315 8600
ARBUTHNOT BANKING GROUP +44 207 012 2400
ARBUTHNOT SECURITIES LTD +44 207 012 2000
ARCAPITA LIMITED +44 207 824 5600
ASSOCIATES CAPITAL CORPORATION LTD +44 289 023 2555
AVCO TRUST PLC NA
AY BANK LTD NA
B
BACHE COMMODITIES LIMITED +44 207 283 9166
BANCA CABOTO S.P.A +44 207 894 2600
BANCO BILBAO VIZCAYA ARGENTARIA S.A. (BBVA) +44 207 623 3060
BANC OF AMERICA LTD +44 207 174 4000
BANCO SANTANDER TOTTA +44 207 621 2660
BANKERS TRUST INTERNATIONAL PLC NA
BANKGESELLSCHAFT BERLIN (UK) PLC NA
BANK LEUMI (UK) PLC +44 207 907 8000
BANK MANDIRI (EUROPE) LIMITED +44 207 553 8688
BANK MORGAN STANLEY AG +44 207 425 8000
BANK OF AMERICA INTERNATIONAL LTD NA
BANK OF BARODA +44 207 457 1515
BANK OF CEYLON +44 207 880 0121
BANK OF CHINA INTERNATIONAL (UK) LTD +44 207 022 8888
BANK OF CYPRUS (LONDON) LTD +44 845 850 5555
BANK OF ENGLAND +44 207 601 4444
BANK OF IRELAND +44 20 8977 0222
BANK OF MONTREAL EUROPE LTD NA
BANK OF SCOTLAND +44 131 317 6853
BANK OF SCOTLAND PLC TREASURY DIVISION +44 207 574 8000
BANK OF WALES PLC NA
BANK ONE NA
BANK SADERAT PLC +44 207 600 0133
BANK SEPAH INTERNATIONAL PLC +44 207 623 1371
BANKS & PARTNERS +44 163 547 337
BANQUE ACOVO LTD. NA
BANQUE EDOUARD CONSTANT +44 171 235 4441
BARCLAYS BANK PLC +44 207 116 1000
BARCLAYS CAPITAL +44 171 623 2323
BARCLAYS DE ZOETE WEDDLTD +44 171 623 2323
BARCLAYS ESTATES TRUSTS +44 845 766 0936
BARING BROTHERS LTD NA
BARNSLEY BUILDING SOCIETY +44 122 673 3999
BATH BUILDING SOCIETY +44 122 542 3271
BATH INVESTMENT AND BUILDING SOCIETY +44 122 542 3271
BENEFICIAL BANK +44 118 978 3009
BENEFICIAL BANK PLC NA
BERLIN HYP +44 207 572 6493
BEVERLEY BUILDING SOCIETY +44 148 288 1510
BIRMINGHAM MIDSHIRES BUILDING SOCIETY +44 190 230 2000
BNP PARIBAS LONDON BRANCH +44 207 595 2000
BRADFORD BINGLEY PLC +44 800 113 333
BRAVREST LIMITED +44 7050 669 481
BRISTOL & WEST PLC +44 117 979 2222
BRITANNIA BUILDING SOCIETY +44 153 839 9399
BRITISH ARAB COMMERCIAL BANK LTD +44 20 7648 7777
BROWN SHIPLEY CO LTD +44 207 606 9833
BSI GENERALI UK LIMITED +44 207 332 2080
BUCKINGHAMSHIRE BUILDING SOCIETY +44 149 487 9500
BUTTERFIELD PRIVATE BANK +44 207 776 6700
C
CAFCASH LTD NA
CAMBRIDGE BUILDING SOCIETY +44 122 372 7727
CAPITAL BANK PLC NA
CAPITAL ONE BANK (EUROPE) PLC +44 8458 400 400
CATER ALLEN PRIVATE BANK +44 114 228 2407
CATHOLIC BUILDING SOCIETY +44 207 222 6736
CENTURY BUILDING SOCIETY +44 131 556 1711
CHANG HWA COMMERCIAL BANK LTD +44 207 600 6600
CHARTERED TRUST PLC NA
CHARTERHOUSE CAPITAL PARTNERS LLP +44 207 334 5300
CHELSEA BUILDING SOCIETY +44 124 227 1271
CHELTENHAM & GLOUCESTER +44 800 028 0639
CHESHAM BUILDING SOCIETY +44 800 068 4784
CHESHIRE BUILDING SOCIETY +44 162 561 3612
C HOARE CO +44 207 353 4522
CHORLEY & DISTRICT BUILDING SOCIETY +44 125 727 9373
CHURCH HOUSE TRUST +44 193 542 4427
CIBC - CANADIAN IMPERIAL BANK OF COMMERCE +44 207 234 6000
CIMB BANK BERHAD +44 207 201 3150
CITIBANK INTERNATIONAL PLC +44 207 986 6000
CITY OF DERRY BUILDING SOCIETY +44 287 137 0037
CLARIDEN LEU ASSET MANAGEMENT (UK) LTD +44 207 811 5100
CLAY CROSS BUILDING SOCIETY +44 124 686 2120
CLIVE DISCOUNT COMPANY LTD NA
CLOSE BROTHERS LTD +44 207 655 3100
CLOSE PRIVATE ASSET MANAGEMENT LIMITED +44 207 426 4000
CLYDESDALE BANK PCL +44 141 248 7070
COMMONWEALTH FINANCE SOLUTIONS LTD +44 149 443 4288
CONFEDERACION ESPANOLA DE CAJAS DE AHORROS NA
CONSOLIDATED CREDITS BANK LTD +44 208 891 8924
COUTTS & CO +44 171 753 1719
COVENTRY BUILDING SOCIETY +44 247 655 5255
CREDIT AGRICOLE LAZARDFINANCIAL PRODUCTS BANK +44 207 303 8000
CREDIT SUISSE FIRST BOSTON +44 114 420 7888
CROWN AGENTS FINANCIAL SERVICES LTD +44 208 643 3311
CUMBERLAND BUILDING SOCIETY +44 122 854 1341
D
DAIWA ASSET MANAGEMENT (EUROPE) LTD +44 207 597 7050
DALBEATTIE FINANCE CO LTD +44 155 661 0243
DAO HENG BANK (LONDON) PLC NA
DARLINGTON BUILDING SOCIETY +44 132 536 6366
DBS BANK LTD +44 207 489 6550
DEPFA BANK +44 207 290 8400
DERBYSHIRE BUILDING SOCIETY +44 845 600 4005
DEUTSCHE BANK +44 207 545 8000
DEUTSCHE HYPOTHEKENBANK +44 207 920 0100
DEUTSCHE POSTBANK AG +44 207 634 2300
DEUTSCHE SCHIFFSBANK AG +44 207 643 2244
DEXIA BANK LONDON +44 207 556 3000
DIRECT LINE FINANCIAL SERVICES LTD NA
DRESDNER PRIVATE BANKING +44 207 495 4630
DRYFIELD TRUST PLC NA
DUDLEY BUILDING SOCIETY +44 138 423 1414

UBS Trader Adoboli Is Jailed for Seven Years

Former UBS trader Kweku Adoboli was found guilty of fraud and sentenced to seven years in prison in connection with a $2.3 billion loss that hobbled the Swiss bank. Adoboli, a native of Ghana who joined the bank in 2003, initially said in an e-mail to a UBS accountant that he had booked fake hedges to hide the risk of his actions.He argued at trial that he was encouraged by superiors to exceed risk limits as he made profits from unauthorized trades. He said nothing he did was dishonest and he intended to make money for the bank.
Adoboli was sentenced bya London judge to seven years in jail on the fraud conviction, and must serveat least half of that term. The jury cleared him on charges of false accounting.
UBS said in a statement it was “glad the criminal proceedings have reached a conclusion.”
Britain’s Financial Services Authority and the Swiss Financial Market Supervisory Authority started formal enforcement actions against UBS over the loss in February. UBS found out in the aftermath of theincident that its internal controls designed to prevent or detect the use of unauthorized and fictitious transactions didn’t work.
“We have been absolutelydetermined to learn from this incident,” Ermotti said in a memo to employees before Adoboli’s trial started in September. “Wehave improved internal monitoring and controls toensure that something likethis does not recur, or if it does, to ensure that it is detected and dealt with swiftly.”
UBS introduced mandatory risk training forstaff globally and a redesigned training for supervisors, while adding risk management to employees’ performance objectives, according to information on its website.

Registered Life Insurance Companies in Australia

The Life Insurance companies listed below are registered under section 17 of the Life Insurance Act 1995.
This list was last updated on 16 May 2012.
*. AIA Australia Limited
*. Allianz Australia Life Insurance Limited
*. AMP Life Limited
*. Challenger Life Company Limited
*. ClearView Life Assurance Limited
*. Colonial Mutual Life Assurance Society Limited (The)
*. Combined Life Insurance Company of Australia Ltd
*. General Reinsurance Life Australia Ltd
*. GLOBAL Life Reinsurance Company of Australia Pty. Limited
*. Hallmark Life Insurance Company Ltd.
*. Hannover Life Re of Australasia Ltd
*. H C F Life Insurance Company Pty Limited
*. Macquarie Life Limited
*. MetLife Insurance Limited
*. MLC Limited
*. Munich Reinsurance Company of Australasia Limited
*. OnePath Life Limited
*. QBE Life (Australia) Limited
*. RGA Reinsurance Companyof Australia Limited
*. SCOR Global Life Australia Pty Limited
*. St Andrew's Life InsurancePty Ltd
*. St. George Life Limited
*. Suncorp Life & Superannuation Limited
*. Swiss Re Life & Health Australia Limited
*. TAL Life Limited
*. The National Mutual Life Association of Australasia Limited
*. Westpac Life Insurance Services Limited
*. Zurich Australia Limited

transfer value

The amount of money whicha scheme will pay to anotherpension arrangement in lieu of benefits which have accrued to a member. Sometimes referred to as a CETV (cash equivalent transfer value).

trigger

1. Used to describe the particular situation which puts a scheme into wind up. It enables trustees to pinpoint the precise moment when this occurs, which becomes the 'as at' date for calculating benefits.
2. A feature of a scheme's recovery plan which will cause the regulator to check that members' benefits are not unduly threatened.

trivial commutation

The conversion of a pension, which is below a prescribed level, into a cash sum (commutation).

trustee

An individual or company appointed to carry out the purposes of a trust in accordance with the provisions of the trust instrument and general principles of trust law.

unsecured pension arrangement

An arrangement which allows a DC scheme memberof retirement age to defer the purchase of an annuity and instead invest the fundin assets of his choice. The member may or may not draw down an income, subject to certain limits.
This arrangement can usually only be maintained up to the age of 75.

value manager

A type of manager who aims to achieve results by investing in companies that offer high income returns in relation to the price of the shares (ie shares with a low price/earnings ratio).
Value managers tend to do relatively well in falling markets because shares with a low price/earnings ratio (cheap shares) tend to hold their value better than others, eg growth managers.