MODE OF PAYING DIVIDENDS BY FIRMS 1.CASH AND BONUS ISSUE .firm pays cash dividends when they have adequate liquid funds.shareholders are given cash based on their shareholding percentage.Bonus issue involves issue of additional share for free instead of receiving cash to excisting shareholders in there shareholding proportion. 2.STOCK REPURCHASE. Company buys back some of its outstanding shares instead of paying cash dividends.if some outstanding shares were repurchased, fewer shares would remain outstanding. This would result in increase in market price per share. So that capital gains are substituted for dividends 3.STOCKS SPLIT AND REVERSE SPLIT. This is where a block of shares is broken down into smaller units so that the number of ordinary shares increases and their respective par value decreases at the stock split factor. Stock split is meant to make the shares of the company more affordable by low-income investors and increase their liquidity in the market

WAYS OF IMPROVING YOUR FINANCE Here are few of many ways that you may use to help you better your financial situation. 1 . START SAVING; saving is an important part of financial planning, as it offers you a cushion against unexpected expenses. register saving account offered by banks that pay you interest for your saving. 2.DO A BUDGET; draw up budget of all activities you are intending to do in certain calendar. categories items starting from essential ones eg food bills(water, electricity) also inlude charges such as taxes an rates. please emmergency account this will help you not rush for emmergency loans which as high interest. 3.REGISTER WITH PENSION SCEME AND INSURANCE COVER; join into pension sceme and stárt contribute towards it. in most countries government servants are registered into start pension plan for example in kenya National Social Security Fund (NSSF). insurance covers are highly recomended for individual, we are living in the world were many accident do occur. we should be in position to deal with it. take medical assuarance cover for your health, also cover for your property. 4.REPAY YOUR DEBT; your debt should be paid on the agreed amount and time. avoid facing the court order ordering for sale of your property. understand the terms and condition contain in your loan agreement, for you to avoid paying for infringing on terms of the loan.

ways offsetting your bills

IP finance: Engaging social entrepreneurship in Africa

IP finance: Engaging social entrepreneurship in Africa

Official Google Blog: In Nashville, the sweet sound of entrepreneurship

Official Google Blog: In Nashville, the sweet sound of entrepreneurship

SAFARICOM MPESA WONDER (mobile money platform). About seven years ago, safaricom a telecom company in Kenya introduced new concept to the kenyan market, the idea was that of sending and receiving money using mobile with sim card of safaricom.Many years later kenyas google as realy developed into amazing technological instrument that kenyans can not live without. today amount of money that is transmitted through Mpesa in a day are more than that of western union. out of 40million kenyans 17million have an Mpesa. You can use your Mpesa to pay your bills purchase tickets änd goods. Banks in the beggining feared that mpesa would run them out of business, but after analysing the model it then they realised they were the biggest beneficiaries of mpesa. Mpesa allows it customers to deposit and withdraw cash from there banks, not only they can access there account they held with banks. Today if you visit the most rural part were infrastracture is poor the only thing you will not fail see is an Mpesa shop. unlike other platforms which are not safe Mpesa have got a minimal cases of fraud